Free Tool

Loan Eligibility Calculator

Find out the maximum loan amount you qualify for in 30 seconds

📊 EMI Calculator ✅ Eligibility Calculator ⚖️ Loan Comparison

Check Your Eligibility

Based on 65% FOIR — the standard used by banks

Monthly Net Income ₹1,00,000

₹15,000₹10 Lakh

Existing Monthly EMIs ₹0

₹0₹2 Lakh

Expected Interest Rate 8.50%

5%24%

Desired Tenure 20 Years

1 Year30 Years

ℹ️ About FOIR: Banks allow max 65% of income for all EMIs combined (Fixed Obligation to Income Ratio). This calculator shows the maximum you can qualify for.

Maximum Eligible Loan

₹74,60,000

Based on 65% FOIR · Subject to lender approval

Max EMI (65%)

₹65,000

Available EMI

₹65,000

Monthly Savings

₹35,000

FOIR Used

65%

Income Utilisation

Existing EMIs

New Loan EMI

Free Income

💡 How to increase your eligibility?

Pay off existing loans to reduce obligations
Add a co-applicant (spouse/parent) with income
Improve CIBIL score above 750
Choose longer tenure to reduce monthly EMI

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Loan Eligibility Calculator

Check Your Eligibility

💡 How to increase your eligibility?

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